Investment loans
Loan calculator
- Loan for real estate investments
- Mortgage loan Prima Casă
Loan for real estate investments
Wherever you are, you feel at ease when you know you are coming home. Now you dont have to pay rent or share the house with your parents, we offer you the possibility to buy your own home!
- Destination of the loan: purchase of residential real estate (apartment, house), residential real estate under construction or land intended for construction and construction of residential real estate on this land.
- Maximum amount of the loan: up to 100% of the project cost, but will not exceed 4 000 000 lei.
- Maximum period: 360 months
- Unique Granting commission - 0%
- Administration fee - 0%
- Annual interest rate:
- 8.88%* annually, for preferential clients**
- 9.5%* annually, for standard clients
- Destination of the loan: Renovation, remodeling of residential property
- Maximum amount of the loan: up to 100% of the project cost, but will not exceed 4 000 000 lei.
- Maximum period: 180 months
- Unique Granting commission - 0%
- Administration fee - 0%
- Annual interest rate:
- 9.5%* annually, for preferential clients**
- 10%* annually, for standard clients
- Destination of the loan: Purchase of non-residential real estate, land for construction or carrying out renovation of non-residential real estate
- Maximum amount of the loan: up to 100% of the project cost, but will not exceed 2 500 000 lei.
- Maximum period: 120 months
- Unique Granting commission - 0%
- Administration fee - 0%
- Annual interest rate:
- 10%* annually, for preferential clients**
- 10.5%* annually, for standard clients
- Payment method: monthly by annuity method (equal payments) or monthly classic method (decreasing payments)
- Other payments: according to tariff policy of the Bank
- Loan insurance can be objects that correspond to the requirements towards pledge: real estate; land; cars, tractors and combines, garages, parking spaces; etc.
*Annual effective interest varies depending on the period and type of loan. Calculate the total cost here.
**Preferential clients - individuals with good credit history / receiving salary and/or pension on Moldindconbank card.
| Who can benefit? |
|---|
| 1. Resident of Repulic of Moldova citizen of RM, foreign citizen or person without citizenship (statelessness), with permanent residence in RM, who: • holds the appropiate identity document, issued by the competent authority of the RM valid at the moment of requesting the loan. |
| 2. Age between 20 - 65 years (the maximum age until which the loan is refunded). |
| 3. Employed in the field of work, for at least 6 months, and at the current job with a minimum of 4 months. Note: Except pensioners and those who give the lease of movable / immovable property. |
| What are the necessary documents? |
|---|
| 1. Valid identity card. |
| 2. At least one of the following documents that prove the incomes: • Information received from the State Tax Service, or • The pensioners card with the compulsory indication of the current pension, or the statement from the account in which the pension is paid • The statement confirming the earnings obtained from the licensed/ authorized activities for bailiffs, lawyers notaries, certified interpreters and translators, confirmed by tcurrent account/card statement. |
| 3. Ownership document of the property (original). |
| 4. Property valuation report (of the collateral) made by an assensor (in accordance with the valuation law) agreed by the bank. |
| 5. Documents for loan insurance. |
| 6. Upon necessity, the bank may request additional documents. |