icon[436 kb]
Conditions of savings accounts for individuals
Search:

Savings accounts

What is a saving account?

A saving account represents an amount of resources, placed in a bank account, for a fixed period of time, for which the Bank pays to the depositor a rate.


Conditions of savings accounts for individuals as of 01.12.2019

Saving
account
Cur-
rency
Rate %, annual Min. amount Supple-
ment
Withdrawal Interest payment
Saving account period, months
3 6 12 18 24 25 36 60
New!
Colind 2020

without prolongation
MDL 4.5 5.5     6.5 6.75 1 000 No No Monthly:
- to card account
- savings account
USD   1.5 2.0     2.75 3.0 100
EUR   0.25 0.6     1.0 1.25 100
Rate   Fixed     Fixed I year          
GRANDIOSO
without prolongation
MDL     7.0  1 000 In the first 30 months After 30 months 20%,
max.10 000 MDL (1 000 USD, EUR)/month
Monthly:
- to card account
-  savings account
-  capitalization (29 months)
USD       3.0  100
EUR     1.0  100
Rate Variable   Payment of interest in case of termination of the contract:
after 12 months - 50%; after 24 months - 60%;
after 36 months - 70%; after 48 months - 80%;
after 60 months - 100%
ORCHESTRA
with or without prolongation
MDL 3.0 4.0 5.0     6.25 6.5 1 000 In the first 3 months 10%, max. 10 000 lei
(1 000 $, €) / month.
For 25 and 36 months just after 24 months
Monthly:
- to card account
-  savings account
USD   1.5 2.0     2.65 2.9 100
EUR   0.2 0.5     0.9 1.0 100
Rate Variable        
SONATA
with prolongation
MDL 2.05 3.2 4.2 4.75   5.25 5.75 1 000 No No Monthly:
- to card account
-  savings account
USD   0.5 1.0 1.45   1.75 2.2 100
EUR   0.1 0.35 0.65   0.75 1.0 100
Rate Fixed Fixed first year        
TANGO
with prolongation
MDL 1.0 3.2 4.2   5.25   5.75 1 000 Yes, unlimited 30%, max. 10 000 lei
(1 000 $,€)/ month
Monthly:
- to card account
-  savings account
-  capitalization
USD   0.5 1.0   1.65   2.0 100
EUR   0.1 0.3   0.6   0.85 100
Rate Variable        
PENSIONAR
with prolongation
MDL 1.85 3.0 4.0     1000 Yes, except the last month 30% Monthly:
- to card account
-  savings account
-  capitalization
USD   0.5 1.0   100 50%
EUR   0.1 0.25   100 50%
max. 10 000 lei (1 000 $, €)/ month
Rate Fixed      
DE ECONOMII
with prolongation
MDL No interest - Yes, unlimited Yes, unlimited -
USD No interest -
EUR No interest -
Period 120 months        

 


Saving
account

Valuta
Rate %, annual
Suma minimă

Supple-
ment

Retragere

Interest payment
Saving account period, months
min. 13 months min. 25 months min. 36 months min. 60 months
FOR CHILDREN
(up to 18 years
of age)
without prolongation
MDL 5.0 6.25 6.35 6.5 1 000 Yes, except the last 2 months No Annual:
- capitalization
USD 1.5 2.25 2.25 2.5 100
EUR 0.6 1.0 1.1 1.25 100
Rate Fixed first year   Payment of interest in case of termination of the contract:
after 12 months - 50%

Additionally, a deposit offers you the following possibilities:


  • Deposits are guaranteed in accordance with the Law on guaranteeing deposits in the banking system №575 from 26.12.2003.
  • If deposit account is closed before the end date, the client will lose all interest payments.

For additional information: