Savings accounts
What is a saving account?
A saving account represents an amount of resources, placed in a bank account, for a fixed period of time, for which the Bank pays to the depositor a rate.
| Saving account |
Cur- rency |
Rate %, annual | Min. amount | Supple- ment |
Withdrawal | Interest payment | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Saving account period, months | |||||||||||||
| 3 | 6 | 12 | 18 | 24 | 25 | 36 | 60 | ||||||
| CRESCENDO without prolongation |
MDL | 1.75 | 2.75 | 3.75 | 4.75 | 5.0 | 1 000 | No | No | Monthly: - to card account - savings account |
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| USD | 0.3 | 0.6 | 0.7 | 0.9 | 100 | ||||||||
| EUR | 0.1 | 0.3 | 0.5 | 0.7 | 100 | ||||||||
| Rate | Variable | ||||||||||||
| GRANDIOSO without prolongation |
MDL | 5.0 | 1 000 | In the first 30 months | After 30 months 20%, max.10 000 MDL (1 000 USD, EUR)/month |
Monthly: - to card account - savings account - capitalization (29 months) |
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| USD | 0.9 | 100 | |||||||||||
| EUR | 0.7 | 100 | |||||||||||
| Rate | Variable | Payment of interest in case of termination of the contract: after 12 months - 50%; after 24 months - 60%; after 36 months - 70%; after 48 months - 80%; after 60 months - 100% |
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| ORCHESTRA with or without prolongation |
MDL | 1.5 | 2.25 | 3.25 | 4.25 | 4.5 | 1 000 | In the first 3 months | 10%, max. 10 000 lei (1 000 $, €) / month. For 25 and 36 months just after 24 months |
Monthly: - to card account - savings account |
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| USD | 0.2 | 0.4 | 0.6 | 0.8 | 100 | ||||||||
| EUR | 0.07 | 0.2 | 0.4 | 0.6 | 100 | ||||||||
| Rate | Variable | ||||||||||||
| SONATA with prolongation |
MDL | 1.5 | 2.0 | 3.0 | 1 000 | No | No | Monthly: - to card account - savings account |
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| USD | 0.1 | 0.3 | 100 | ||||||||||
| EUR | 0.05 | 0.1 | 100 | ||||||||||
| Rate | Fixed | Fixed first year | |||||||||||
| TANGO with prolongation |
MDL | 1.0 | 2.2 | 3.2 | 3.75 | 4.25 | 1 000 | Yes, unlimited | 30%, max. 10 000 lei (1 000 $,€)/ month |
Monthly: - to card account - savings account - capitalization |
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| USD | 0.15 | 0.35 | 0.5 | 0.7 | 100 | ||||||||
| EUR | 0.06 | 0.15 | 0.3 | 0.5 | 100 | ||||||||
| Rate | Variable | ||||||||||||
| PENSIONAR with prolongation |
MDL | 1.5 | 2.0 | 3.0 | 1000 | Yes, except the last month | 30% | Monthly: - to card account - savings account - capitalization |
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| USD | 0.1 | 0.3 | 100 | 50% | |||||||||
| EUR | 0.05 | 0.1 | 100 | 50% max. 10 000 lei (1 000 $, €)/ month |
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| Rate | Fixed | ||||||||||||
| DE ECONOMII with prolongation |
MDL | No interest | - | Yes, unlimited | Yes, unlimited | - | |||||||
| USD | No interest | - | |||||||||||
| EUR | No interest | - | |||||||||||
| Period | 120 months | ||||||||||||
Saving account |
Valuta |
Rate %, annual | Suma minimă |
Supple- ment |
Retragere |
Interest payment |
|||
|---|---|---|---|---|---|---|---|---|---|
| Saving account period, months | |||||||||
| min. 13 months | min. 25 months | min. 36 months | min. 60 months | ||||||
| FOR CHILDREN (up to 18 years of age) without prolongation |
MDL | 3.75 | 4.75 | 4.9 | 5.0 | 1 000 | Yes, except the last 2 months | No | Annual: - capitalization |
| USD | 0.6 | 0.7 | 0.8 | 0.9 | 100 | ||||
| EUR | 0.3 | 0.5 | 0.6 | 0.7 | 100 | ||||
| Rate | Fixed first year | Payment of interest in case of termination of the contract: after 12 months - 50% |
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Additionally, a deposit offers you the following possibilities:
- receive a preferential loan with bank deposit insurance;
- supplement your deposit with money received via unidirectional transfer systems, without the need to visit the bank;
- receive a free bank card.
- Deposits are guaranteed in accordance with the Law on guaranteeing deposits in the banking system №575 from 26.12.2003.
- If deposit account is closed before the end date, the client will lose all interest payments.
For additional information:
- See Moldindconbank savings accounts general information,
- Visit Moldindconbank offices,
- Call 0 800 11111 (free calls within the borders of Republic of Moldova).