Savings accounts
Deposit Calculator
- What is a saving account?
- How to open a saving account?
- Information regarding Savings Guarantee Fund
What is a saving account?
A saving account represents an amount of resources, placed in a bank account, for a fixed period of time, for which the Bank pays to the depositor a rate. Moldindconbank offers a large range of savings with profitable conditions, as described below.
| Saving account |
Cur- rency |
Rate %, annual | Min. amount | Supple- ment |
Withdrawal | Interest payment | Auto renewal | ||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Saving account period, months | |||||||||||||
| 3 | 6 | 12 | 18 | 24 | 25 | 36 | SERENADA | MDL | 2.75 | 4.0 | 5.0 | 6.25 | 6.5 | 1 000 | Yes, except the last 3 months, for periods ≥6 months | No | Monthly: - to card account - savings account |
No |
| USD | 1.0 | 1.5 | 2.25 | 2.5 | 100 | ||||||||
| EUR | 0.3 | 0.7 | 1.0 | 1.25 | 100 | ||||||||
| Rate | Variable | MAESTRO | MDL | 2.25 | 3.5 | 4.5 | 5.75 | 6.0 | 1 000 | Yes, in the first 3 months, for periods ≥6 months | No | Monthly: - to card account - savings account |
No |
| USD | 0.9 | 1.4 | 2.15 | 2.4 | 100 | ||||||||
| EUR | 0.2 | 0.6 | 0.9 | 1.15 | 100 | ||||||||
| Rate | Fixed | Fixed 3 months | |||||||||||
| FOLCLOR (for migrants) | MDL | 4.5 | 5.75 | 6.0 | 5 000 | Yes | Yes - for 12 months (maximum 20%); No for 25, 36 months |
Monthly: - to card account |
Yes | ||||
| USD | 1.4 | 2.15 | 2.4 | 500 | |||||||||
| EUR | 0.6 | 0.9 | 1.15 | 500 | |||||||||
| Rate | Variable | COLIND 2019 | MDL | 3.2 | 4.2 | 5.25 | 5.75 | 1 000 | No | No | Monthly: - to card account - savings account |
No | |
| USD | 1.5 | 2 | 2.75 | 3 | 100 | ||||||||
| EUR | 0.1 | 0.35 | 0.75 | 1 | 100 | ||||||||
| Rate | Fixed | Fixed first year | |||||||||||
| TANGO | MDL | 1.0 | 3.2 | 4.2 | 5.25 | 5.75 | 1 000 | Yes | 30%, max. 10 000 lei (1 000 $,€)/ month | Monthly: - cash - to card account - capitalization |
Yes | ||
| USD | 0.5 | 1.0 | 1.65 | 2.0 | 100 | ||||||||
| EUR | 0.1 | 0.45 | 0.75 | 1.0 | 100 | ||||||||
| Rate | Variable | ||||||||||||
| SONATA | MDL | 2.05 | 3.2 | 4.2 | 4.75 | 5.25 | 5.75 | 1 000 | No | No | Monthly: - cash - to card account |
Yes | |
| USD | 0.5 | 1.0 | 1.45 | 1.75 | 2.2 | 100 | |||||||
| EUR | 0.1 | 0.35 | 0.65 | 0.75 | 1.0 | 100 | |||||||
| Rate | Fixed | Fixed first year | |||||||||||
| PENSIONAR | MDL | 1.85 | 3.0 | 4.0 | 1000 | Yes, except the last month | 30% | Monthly: - cash - to card account - capitalization |
Yes | ||||
| USD | 0.5 | 1.0 | 100 | 50% max. 10 000 MDL (1 000 $, €)/ month |
|||||||||
| EUR | 0.1 | 0.25 | 100 | ||||||||||
| Rate | Fixed | ||||||||||||
| JAZZ | MDL | 2.8 | 1 000 | Yes, unlimited | Unlimited, until the minimum amount | Monthly: - cash - to card account - capitalization |
Yes | ||||||
| USD | |||||||||||||
| EUR | |||||||||||||
| Rate | Variable | ||||||||||||
| DE ECONOMII | MDL | No interest | - | Yes | Yes | - | Yes | ||||||
| USD | No interest | - | |||||||||||
| EUR | No interest | - | |||||||||||
| Period | 120 months | ||||||||||||
| Saving account |
Cur- rency |
Rate %, annual | Min. amount | Supple- ment |
Withdrawal | Interest payment | Auto renewal | |||
|---|---|---|---|---|---|---|---|---|---|---|
| Saving account period, months | ||||||||||
| min. 13 months | min. 25 months | min. 36 months | min. 60 months | |||||||
| FOR CHILDREN (up to 18 years of age) | MDL | 5.0 | 6.25 | 6.35 | 6.5 | 1 000 | Yes, except the last 2 months | No | Annual: - capitalization |
No |
| USD | 1.5 | 2.25 | 2.25 | 2.5 | 100 | |||||
| EUR | 0.7 | 1.0 | 1.1 | 1.25 | 100 | |||||
| Rate | Fixed first year | |||||||||
Additionally, a deposit offers you the following possibilities:
- receive a preferential loan with bank deposit insurance;
- supplement your deposit with money received via international transfer systems, without the need to visit the bank;
- receive a free bank card.
- Deposits are guaranteed in accordance with the Law on guaranteeing deposits of individuals in the banking system №575-XV from 26.12.2003.
- If deposit account is closed before the end date, the client will lose all interest payments.
For additional information:
- See Moldindconbank savings accounts general information,
- Visit Moldindconbank offices,
- Call 0 800 11111 (free calls within the borders of Republic of Moldova).