Savings accounts
Deposit Calculator
- What is a saving account?
- How to open a saving account?
- Information regarding Savings Guarantee Fund
- Examples of interest calculation
What is a saving account?
A saving account represents an amount of resources, placed in a bank account, for a fixed period of time, for which the Bank pays to the depositor a rate. Moldindconbank offers a large range of savings with profitable conditions, as described below.
| Saving account |
Cur- rency |
Rate %, annual | Min. amount | Supple- ment |
Withdrawal | Interest payment | ||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Saving account period, months | ||||||||||||
| 3 | 6 | 12 | 18 | 24 | 25 | 36 | ||||||
| ORCHESTRA with prolongation / without prolongation |
MDL | 4.0 | 5.0 | 6.25 | 6.5 | 1 000 | In the first 3 months | 10%, max. 10 000 lei (1 000 $, €) / month. For 25 and 36 months just after 24 months |
Monthly: - to card account - savings account |
|||
| USD | 1.5 | 2.0 | 2.75 | 3.0 | 100 | |||||||
| EUR | 0.3 | 0.7 | 1.0 | 1.25 | 100 | |||||||
| Rate | Variable | |||||||||||
| SONATA with prolongation |
MDL | 2.05 | 3.2 | 4.2 | 4.75 | 5.25 | 5.75 | 1 000 | No | No | Monthly: - to card account - savings account |
|
| USD | 0.5 | 1.0 | 1.45 | 1.75 | 2.2 | 100 | ||||||
| EUR | 0.1 | 0.35 | 0.65 | 0.75 | 1.0 | 100 | ||||||
| Rate | Fixed | Fixed first year | ||||||||||
| TANGO with prolongation |
MDL | 1.0 | 3.2 | 4.2 | 5.25 | 5.75 | 1 000 | Yes, unlimited | 30%, max. 10 000 lei (1 000 $,€)/ month |
Monthly: - to card account - savings account - capitalization |
||
| USD | 0.5 | 1.0 | 1.65 | 2.0 | 100 | |||||||
| EUR | 0.1 | 0.45 | 0.75 | 1.0 | 100 | |||||||
| Rate | Variable | |||||||||||
| PENSIONAR with prolongation |
MDL | 1.85 | 3.0 | 4.0 | 1000 | Yes, except the last month | 30% | Monthly: - to card account - savings account - capitalization |
||||
| USD | 0.5 | 1.0 | 100 | 50% | ||||||||
| EUR | 0.1 | 0.25 | 100 | 50% max. 10 000 lei (1 000 $, €)/ month |
||||||||
| Rate | Fixed | |||||||||||
| DE ECONOMII with prolongation |
MDL | No interest | - | Yes, unlimited | Yes, unlimited | - | ||||||
| USD | No interest | - | ||||||||||
| EUR | No interest | - | ||||||||||
| Period | 120 months | |||||||||||
Saving account |
Valuta |
Rate %, annual | Suma minimă |
Supple- ment |
Retragere |
Interest payment |
|||
|---|---|---|---|---|---|---|---|---|---|
| Saving account period, months | |||||||||
| min. 13 months | min. 25 months | min. 36 months | min. 60 months | ||||||
| FOR CHILDREN (up to 18 years of age) without prolongation |
MDL | 5.0 | 6.25 | 6.35 | 6.5 | 1 000 | Yes, except the last 2 months | No | Annual: - capitalization |
| USD | 1.5 | 2.25 | 2.25 | 2.5 | 100 | ||||
| EUR | 0.7 | 1.0 | 1.1 | 1.25 | 100 | ||||
| Rate | Fixed first year | ||||||||
Additionally, a deposit offers you the following possibilities:
- receive a preferential loan with bank deposit insurance;
- supplement your deposit with money received via unidirectional transfer systems, without the need to visit the bank;
- receive a free bank card.
- Deposits are guaranteed in accordance with the Law on guaranteeing deposits in the banking system №575 from 26.12.2003.
- If deposit account is closed before the end date, the client will lose all interest payments.
For additional information:
- See Moldindconbank savings accounts general information,
- Visit Moldindconbank offices,
- Call 0 800 11111 (free calls within the borders of Republic of Moldova).