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Conditions of savings accounts for individuals
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Savings accounts

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What is a saving account?

A saving account represents an amount of resources, placed in a bank account, for a fixed period of time, for which the Bank pays to the depositor a rate.

Conditions of savings accounts for individuals as of 20.08.2020
Saving
account		 Cur-
rency		 Rate %, annual Min. amount Supple-
ment		 Withdrawal Interest payment
Saving account period, months
3 6 12 18 24 25 36 60
CRESCENDO
without prolongation		 MDL 2.0 3.0 4.0   5.25 5.5 1 000 No No Monthly:
- to card account
- savings account
USD   0.5 0.8   0.9 1.3 100
EUR   0.2 0.5   0.75 0.85 100
Rate Variable        
GRANDIOSO
without prolongation 		MDL     5.5  1 000 In the first 30 months After 30 months 20%,
max.10 000 MDL (1 000 USD, EUR)/month 		Monthly:
- to card account
-  savings account
-  capitalization (29 months)
USD       1.3  100
EUR     0.85  100
Rate Variable   Payment of interest in case of termination of the contract:
after 12 months - 50%; after 24 months - 60%;
after 36 months - 70%; after 48 months - 80%;
after 60 months - 100%
ORCHESTRA
with or without prolongation 		MDL 1.5 2.5 3.5     4.75 5.0 1 000 In the first 3 months 10%, max. 10 000 lei
(1 000 $, €) / month.
For 25 and 36 months just after 24 months 		Monthly:
- to card account
-  savings account
USD   0.2 0.5     0.7 1.0 100
EUR   0.1 0.3     0.6 0.75 100
Rate Variable        
SONATA
with prolongation 		MDL 1.8 2.8 3.8 4.5   5.0 5.25 1 000 No No Monthly:
- to card account
-  savings account
USD   0.3 0.6 0.65   0.8 1.2 100
EUR   0.1 0.35 0.5   0.65 0.8 100
Rate Fixed Fixed first year        
TANGO
with prolongation 		MDL 1.0 2.5 3.5   4.25   4.75 1 000 Yes, unlimited 30%, max. 10 000 lei
(1 000 $,€)/ month		 Monthly:
- to card account
-  savings account
-  capitalization
USD   0.2 0.4   0.55   0.9 100
EUR   0.1 0.3   0.45   0.65 100
Rate Variable        
PENSIONAR
with prolongation 		MDL 1.5 2.5 3.5     1000 Yes, except the last month 30% Monthly:
- to card account
-  savings account
-  capitalization
USD   0.2 0.4   100 50%
EUR   0.1 0.25   100 50%
max. 10 000 lei (1 000 $, €)/ month
Rate Fixed      
DE ECONOMII
with prolongation		 MDL No interest - Yes, unlimited Yes, unlimited -
USD No interest -
EUR No interest -
Period 120 months        

 


Saving
account
Valuta		 Rate %, annual
Suma minimă
Supple-
ment
Retragere
Interest payment
Saving account period, months
min. 13 months min. 25 months min. 36 months min. 60 months
FOR CHILDREN
(up to 18 years
of age)
without prolongation 		MDL 4.0 5.25 5.4 5.5 1 000 Yes, except the last 2 months No Annual:
- capitalization
USD 0.8 0.9 1.2 1.3 100
EUR 0.5 0.7 0.8 0.85 100
Rate Fixed first year   Payment of interest in case of termination of the contract:
after 12 months - 50%

Additionally, a deposit offers you the following possibilities:

  • Deposits are guaranteed in accordance with the Law on guaranteeing deposits in the banking system №575 from 26.12.2003.
  • If deposit account is closed before the end date, the client will lose all interest payments.

For additional information: