Consumer loans
- Credit Card
- Consumer loan without collateral
- Consumer loan with collateral
- Overdraft on salary card
- SmartCredit
- Credit Acum
Consumer loan without collateral
Do you want to go on vacation, invest in comfort or studies? We offer you the money you need to fund your current expences.
- Amount: 5 000 lei - 400 000 lei
- Loan period: up to 60 months
- Without collateral
- Annual interest rate:
- 10.5% annual (fixed), for preferred customers*
- 11.5% annual (fixed), for standard customers
- Unique Granting commission - 0%
- Administration fee - 0%
- Payment method: monthly by annuity method (equal payments) or classic method (decreasing payments)
- Other payments: according to tariff policy of the Bank
Annual interest rate varies depending on the period and type of credit requested. Calculate the total cost here **Preferential clients - individuals with good credit history / receiving salary and/or pension on Moldindconbank card.
| Who can benefit? |
|---|
| 1. Resident of Moldova: citizen of RM, foreign citizen or person without citizenship (statelessness), with permanent residence in RM, who: • holds the appropriate identity document, issued by the competent authority of the RM valid at the moment of requesting the credit |
| 2. Age between 20 - 70 years (the maximum age until which the credit is refunded). |
| 3. Employed in the field of work for a minimum of 6 months and at the current job with a minimum of 4 months. Note: Except retired people and those who give the lease of movable / immovable property. |
| 4. Ownership of real estate (dwelling, construction or agricultural land, gardens) in property without prohibition (if the loan amount is more than 100 000 MDL). |
| What are the necessary documents? |
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| 1. Identity card, valid. |
| 2. At least one of the following documents that prove the incomes: • Information received from the State Tax Service, or • The pensioner's card with the compulsory indication of the current pension, or the statement from the account in which the pension is paid. • As appropriate, may be accepted other documents. |
| 3. Upon necessity, the bank may request additional documents. |