Consumer loans

Loan for current and investment needs with bank deposit insurance

  • Destination – current and investment needs
  • Credit Amount: depends on insurance value
  • Interest rate on credit insured by bank deposit in MDL – Rd + 3,5% annually.
  • Interest rate on credit insured by bank deposit USD, EUR – 15% annually.

The Bank is in the right to modify unilaterally the interest amount, depending on increasing rate on deposits in Moldovan lei of individuals, and will announce the Borrower in written form about the modification in interest amount, at least 10 days before modification.

  • Commission for anticipated reimbursement of credit– 1,0%
  • Maximum Term– term of deposit contract
  • Insurance: bank deposit
  • Payment Form – according to the schedule agreed with credit applicant.

Documents necessary to be presented:

  • Copy of deposit contract
  • Identity card (original+ 2 copies)

Applicant eligibility criteria:

  • To be a citizen of the Republic of Moldova and have permanent resident visa for the Republic of Moldova.